Insurance: how cover works
How the cover types differ and what a quote depends on, with dated benchmarks. No rankings and no policy picks: get your own quote, because yours will differ. See this line on the bill

What a pet insurance quote depends on
A Bernese Mountain Dog averaged more than three times a Chihuahua's premium in quotes Which? reported in July 2025. Breed is one lever among several, and I'd look hard at the limit before the headline price.